Ask anyone at retirement age about drawing Social Security, and they will most likely tell you that it is more complex than it seems – and they would be correct. Common questions we hear are:
- Should I draw at age 62? Or is it more beneficial to wait until 66 or even 70?
- What percentage of my working life income will Social Security cover?
- How do I ensure I will qualify for Medicare and disability?
- What are the scenarios if my spouse dies or I get a divorce?
Just as with any financial decision, especially one involving the government, it takes time and analysis to determine when to draw on Social Security to one’s maximum benefit.
Understanding Social Security & Medicare options
With the wide array of financial specialists on staff, including a seasoned, dedicated Social Security consultant, Honkamp Krueger & Co., P.C. (HK) is positioned to help you with your Social Security decisions. Our Social Security consultant will work alongside your current HK partner to assist you in the following areas:
- Outlining your personal scenario for drawing Social Security
- Deciding on the best time to draw on Social Security
- Understanding Medicare and disability
- Reviewing Medicare eligibility and supplemental coverage
- Understanding how your spouse’s benefits come into play
- Reviewing survivor benefits
Decide your best options
After this review, you will have a clear vision of your retirement status and options. We will:
- Educate you and answer your questions about Social Security including the topics of retirement, disability, dependent and Medicare
- Assist you in signing up for Medicare and Social Security
- Inform you on how your spouse’s benefits come into play
- Estimate your future benefits
Exclusive only to our valued clients, there is no charge for the initial meeting with our Social Security consultant.